If you have suffered from an illness, injury or disability that is affecting your ability to work you may be able to access your superannuation early and or make a TPD claim.
Most people are unaware that they are paying for benefits and injury cover as part of their superannuation contributions.
Who can make a superannuation claim?
There are no specific guidelines so to speak as the criteria for claiming tends to differ from policy to policy. For this reason, so it is important that you get legal advice from a lawyer who is familiar with such insurance policies as soon as possible.
Even if you are on workers compensation, road injury compensation, or other types of benefits such as Centrelink you may still be able to make a superannuation claim.
You may be eligible if:
- Your employer was paying your superannuation
- You have an income protection or valid insurance policy
If you are eligible we can provide you with immediate legal representation anywhere in Australia.
What can you claim?
If your injury has impacted your capacity to work, the following benefits may be accessible through your superannuation:
- monthly income payments
- lump-sum payment from your super fund(s)
- terminal illness lump sum compensation
Find your cover
Insurance cover is usually a bi-product of your superannuation.
Below is a list of 10 of the biggest superannuation funds in Australia. Combined these funds have over 10 million members so there is a good chance that you will be a member of one of these funds.
If you do not save for your retirement with any of the funds listed below please don’t worry as we can still more than likely will be able to help.
Will my compensation be deducted from my super?
One of the most common misconceptions people have about making an insurance claim is that financial recompense is taken directly from their retirement fund. This is not the case, claims for injury or illness are made against an insurance policy, not the money you have worked hard to accumulate.
If you or a loved one needs help regarding a matter you can call our superannuation lawyers for a free, no-obligation consultation regarding your situation. the number to call is 1800 106 107, and you won’t be pressured into making a claim.
What if I’m not eligible for benefits through my super?
When assessing your claim Millner and Knights panel compensation lawyers will leave no stone unturned. We will carefully read through any insurance policies to highlight your rights and entitlements. If you are not eligible to access compensation through your policy there is no need to worry about being left out of pocket as all of our superannuation lawyers work on a no win no fee basis.
I made a superannuation claim and it got rejected
We speak to countless people every day who have tried to make a claim by themselves and had it rejected for whatever reason. In instances like this, we tell claimants that it costs nothing to have one of our superannuation lawyers examine your claim and see whether they can help.
It could be a case that you have made a mistake while making the application, trying to access the wrong benefits or trying to claim against the wrong policy, either way, they will highlight the problem and let you know whether or not the can help.
Ready to talk?
Call us on 1800 106 107 to chat to a solicitor who specialises in cases like yours. When you call us, we will never ask or pressure you into starting a claim.
Millner and Knight have offices in Sydney, Melbourne, Brisbane and Perth.
